Salary Calculator
Calculate SSNIT (Social Security), PAYE (Income Tax), and net take-home for Ghana 2026. Know exactly what stays in your pocket after all deductions.
Key features
SSNIT & PAYE
Automatic calculation of Social Security and National Insurance Trust (SSNIT) contributions and Pay As You Earn (PAYE) tax based on current Ghana Revenue Authority (GRA) rates.
Net take-home
See your exact take-home pay after all statutory deductions. No surprises on payday.
GHS 2026 rates
Built for Ghana 2026 tax brackets and thresholds. Stay compliant with the latest regulations.
Salary breakdown
Clear breakdown of gross salary, SSNIT, tier-2, PAYE, and net salary at a glance.
Multiple scenarios
Compare different salary levels and understand how deductions change as income grows.
Export & share
Save or share your salary breakdown for record-keeping or loan applications.
How it works
Enter your gross monthly salary and the CediWise salary calculator applies the correct SSNIT (Social Security tier 1 & 2) and PAYE (Income Tax) rates according to Ghana Revenue Authority (GRA) guidelines. You get an instant breakdown showing exactly how much goes to tax, pension, and your pocket.
Built for Ghana
Our calculator uses the latest Ghana Revenue Authority tax tables and SSNIT contribution rates. Whether you're a first-time earner or managing a growing income, you'll have clarity on your finances.
Why it matters
Understanding your take-home pay is the first step to budgeting and saving. Many Ghanaians are surprised by the gap between gross and net salary. With CediWise, there are no surprises — just clarity and control.
Works best with
- Budgeting Tool to turn your net salary into a clear monthly plan.
- SME Ledger if you run a side business and want a full view of income.