Simple pricing
Salary calculator stays free forever.
Smart Budget and SME Ledger include a 30-day free trial.
Cancel anytime · Prices in GHS only
Worth it?Smart Budget is GHS 180/year. Catching one wrong PAYE deduction often saves more than that.
Free
PAYE & SSNIT calculator + lessons
GHS 0/forever
- 2026 PAYE & SSNIT calculator
- Financial literacy lessons
- GRA rate updates
- Budget, debt, SME ledger
MOST POPULAR
Smart Budget
Budget, debt, charts, offline
One caught payslip error can cover a year.
GHS 15/month
or GHS 39/quarter (save 13%)
- Everything in Free
- Budgeting & safe-to-spend
- Debt dashboard
- Spending charts
- Offline mode
SME Ledger
Business ledger + everything above
One GRA penalty costs more than years of this.
GHS 25/month
or GHS 65/quarter (save 13%)
- Everything in Budget tier
- Sales & expenses ledger
- Auto 20% VAT + GHS 750k alert
- CSV export for accountant
- Monthly P&L summary
- Invoices & GRA Export Coming Q2
| Features | Free | Budget | SME |
|---|---|---|---|
| Salary & learning | |||
| 2026 PAYE & SSNIT calculator | |||
| Financial literacy lessons | |||
| Future GRA tax updates | |||
| Personal money | |||
| Budgeting & progress bars | |||
| Debt dashboard & payoff plans | |||
| Recurring bills & spending charts | |||
| Offline mode | |||
| Business | |||
| Sales & expenses ledger | |||
| Auto 20% VAT + GHS 750K alert | |||
| CSV export for accountant | |||
| Monthly profit summary | |||
30-day free trial on Smart Budget and SME Ledger.
After that, pay only if you want to keep premium tools. Cancel anytime.
After that, pay only if you want to keep premium tools. Cancel anytime.